Is ERIE INDEMNITY CO (ERIE) undervalued?
ERIE INDEMNITY CO has no meaningful price/earnings ratio: no annual earnings per share reported.
Earnings figures are measured from ERIE’s filed annual accounts, not estimated. PEG compares price to earnings growth alone — it says nothing about debt, cash generation, or what an acquirer would pay. Read it alongside the figures below rather than on its own.
Not available — requires positive earnings and a growth estimate.
What it would cost to buy ERIE
Enterprise value is not shown for ERIE: enterprise value is not meaningful for banks and insurers, whose debt is an operating input rather than financing.
| Measure | Value |
|---|---|
| Diluted earnings per share | — |
| P/E ratio | — |
| Earnings growth | — |
| PEG ratio | — |
| Market capitalisation | — |
| Total debtto 2022-12-31 | $0 |
| Net debtto 2026-06-30 | −$344.6M |
| Enterprise value | — |
| EBITDAto 2025-12-31 | $786.6M |
| Free cash flowto 2025-12-31 | $571.0M |
| EV / EBITDA | — |
| EV / Sales | — |
| Free cash flow yield | — |
| Net debt / EBITDAto 2025-12-31 | −0.4× |
| Return on capital employedto 2025-12-31 | 29.1% |
Earnings growth is measured across ERIE INDEMNITY CO’s own filed annual accounts. PEG conventionally uses forecast growth from analyst estimates; filings contain only history, so this is trailing growth and will read differently from a PEG quoted elsewhere.
Not shown, and why
- Earnings per share
- no annual earnings per share reported.
- P/E ratio
- no annual earnings per share reported.
- Earnings growth
- fewer than two years of reported earnings.
- PEG ratio
- no annual earnings per share reported.
- Market capitalisation
- shares outstanding not reported in a recent filing.
- Enterprise value
- enterprise value is not meaningful for banks and insurers, whose debt is an operating input rather than financing.
- EV / EBITDA
- enterprise value is not meaningful for banks and insurers, whose debt is an operating input rather than financing.
- EV / Sales
- enterprise value is not meaningful for banks and insurers, whose debt is an operating input rather than financing.
- Free cash flow yield
- shares outstanding not reported in a recent filing.
Against the sector
ERIE against 5 listed companies sharing its classification — Insurance Agents, Brokers & Service. A multiple means little on its own; the column that matters is the gap. See what insurance brokers trade on.
| Measure | ERIE | Sector median | Difference |
|---|---|---|---|
| Free cash flow margin | 14.0% | 18.5% | −4.5% |
Medians are taken across peers where the measure could be computed, so the sample differs by row. Green marks the direction conventionally read as cheaper or stronger — it is a direction, not a recommendation.
Market ratios
Price-based ratios from market data. Anything drawn from a filed statement is in the enterprise-value section above, with its source.
| Metric | Value |
|---|---|
| Price | $253.88 |
| PEGY ratio | — |
| Dividend yield | 2.30% |
| Price / book | — |
| Price / sales | — |
| Return on equity | 24.8% |
| Profit margin | — |
| Operating margin | — |
| Debt / equity | — |
| Current ratio | — |
| Beta | 0.32 |
| 52-week range | $204.63 – $330.54 |
Not reported for ERIE: pegy ratio, price / book, price / sales, profit margin, operating margin, debt / equity, current ratio. A dash means the figure was not available from the source, not that it is zero.
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About ERIE’s valuation
- What is the PEG ratio for ERIE INDEMNITY CO (ERIE)?
- ERIE INDEMNITY CO has a PEG ratio of —, from a P/E of — and earnings growth of — a year. Note that PEG is conventionally quoted against forecast growth; this uses reported history, so it will differ from a PEG you see elsewhere.
- Is ERIE undervalued right now?
- That depends on the measure. On PEG, ERIE reads —. The PEG ratio compares price to earnings growth alone — it ignores debt, cash generation and asset backing, so it is a starting point rather than a conclusion. The enterprise-value measures above account for debt and cash; they often tell a different story.
- What is the PEGY ratio for ERIE?
- The PEGY ratio for ERIE INDEMNITY CO is —. PEGY adds the dividend yield of 2.30% to the growth rate in the denominator, which gives a fairer reading of companies returning cash as income rather than growth.
- Where do these ERIE figures come from?
- Market price and capitalisation come from live market data; earnings, growth and dividend figures come from ERIE INDEMNITY CO's published financial statements. Every derived ratio on this page shows the arithmetic that produced it.
This page describes published financial data. It is not investment advice and makes no recommendation to buy or sell ERIE.