Disclaimer | Stock PEG Calculator

⚠️ IMPORTANT: Please Read Carefully

Stock PEG Calculator is an EDUCATIONAL TOOL, not a licensed financial advisor.

All information provided by this Service is for informational purposes only and should NOT be considered as financial advice, investment recommendations, or an offer to buy or sell securities.

🚫 Not Financial Advice

Nothing on this website constitutes professional financial advice:

We do NOT recommend specific stocks or investment strategies
We do NOT provide personalized financial planning
We are NOT registered investment advisors, brokers, or financial planners
All calculations and metrics are for EDUCATIONAL purposes only

💡 Always consult a qualified, licensed financial advisor before making any investment decisions.

📉 Investment Risk Warning

All investments carry risk, including the potential loss of principal:

Stock prices can and do go down, sometimes dramatically
Past performance does NOT guarantee future results
You could lose some or ALL of your invested capital
Volatility and market conditions can change rapidly
No investment strategy is risk-free

Only invest money you can afford to lose. Never invest money needed for essential expenses, emergency funds, or near-term obligations.

📊 Data Accuracy & Limitations

We cannot guarantee the accuracy or completeness of data:

Third-Party Data: All stock data comes from external APIs (FinnHub, Alpha Vantage) which may contain errors, delays, or missing information
Calculation Limitations: PEG and PEGY ratios rely on growth estimates that may be inaccurate or outdated
Historical Data: Past data may be incomplete or subject to adjustments
Real-Time Delays: "Real-time" data may have delays of 15+ minutes depending on the API provider
No Verification: We do not independently verify data accuracy from third-party sources

⚠️ Always verify critical data with official sources (company filings, exchange data, financial statements) before making decisions.

🔒 No Warranties or Guarantees

This Service is provided "AS IS" and "AS AVAILABLE" without any warranties:

We do NOT guarantee uptime, availability, or uninterrupted access
We do NOT warrant that calculations are error-free
We do NOT guarantee any particular investment outcome or return
API services may go down or change without notice
The Service may be discontinued at any time

🔮 Forward-Looking Information

Growth rate estimates and future projections are inherently uncertain:

Future earnings growth is speculative and may not materialize
Analyst estimates can be wrong or change frequently
Economic conditions, competition, and unforeseen events can impact results
PEG and PEGY ratios based on estimates should be treated with caution

🔗 External Links & Third Parties

This Service may contain links to external websites or display third-party advertisements. We are NOT responsible for the content, accuracy, privacy practices, or services of external sites. Your interactions with third parties are at your own risk.

💼 Tax & Legal Considerations

This Service does NOT provide tax or legal advice:

Investment gains may be subject to capital gains tax
Dividends may be taxed differently than capital gains
Tax treatment varies by jurisdiction and individual circumstances
Consult a qualified tax professional or attorney for specific advice

🌍 Geographic Limitations

This Service is primarily designed for U.S.-listed stocks and U.S. users. Data availability and accuracy may vary for international stocks. Regulations, tax treatment, and investment laws differ by country. Ensure you comply with all applicable local laws and regulations.

✅ Your Responsibility

By using this Service, you acknowledge that:

You are solely responsible for your investment decisions
You will perform your own due diligence and research
You will verify all data with official sources
You understand the risks of investing in stocks
You will consult professional advisors as needed
You will NOT rely solely on this tool for investment decisions

⚖️ Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

Stock PEG Calculator and its operators shall NOT be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

Investment losses or missed opportunities
Errors or inaccuracies in data or calculations
Service interruptions or unavailability
Reliance on information provided by the Service
Third-party actions or content

Your use of this Service is entirely at your own risk.

🎓 Educational Purpose

Stock PEG Calculator is designed to TEACH you about stock valuation metrics and help you learn fundamental analysis techniques.

Use this tool as a learning aid and starting point for research, not as a substitute for professional financial advice or comprehensive due diligence.