Property & casualty insurance · head to head

BRK-B vs HIG

BERKSHIRE HATHAWAY INC and HARTFORD INSURANCE GROUP, INC., side by side on the measures that account for debt and cash — each built from filed accounts.

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Side by side

The two diverge most on return on capital: 2.7% for BRK-B against −5.7% for HIG. Whether that gap is justified is a judgement this page does not make.

BERKSHIRE HATHAWAY INC compared with HARTFORD INSURANCE GROUP, INC.
MeasureBRK-BHIGSector median
Net debt / EBITDA−1.4×
Return on capital2.7%−5.7%
Operating margin8.1%−114.7%
Free cash flow margin14.6%186.3%23.9%

Green marks the reading conventionally read as cheaper or stronger on that row — a direction, not a recommendation, and the two companies frequently win different rows. * Price-based multiples are a snapshot taken 2026-09-09; the rest come from filed accounts. A dash means the measure could not be computed — each company page says why.

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The full picture

This page compares two companies on ratios. Neither ratio table shows what it would cost to buy either business, how that cost is built, or which filing each term came from — those are on the company pages.